Wednesday, June 15, 2022

Do You Need Travel Insurance For France

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If youre travelling within the EU, then an EHIC or GHIC card is an important document to take. The GHIC is set to replace the EHIC card now the UK has left the EU. But, its not a replacement for travel insurance.

Either one of these cards entitle you to cheaper emergency treatment in France. While the card entitles you to the same treatment as local citizens, you should be aware that some healthcare in France isnt free. In addition, neither your EHIC nor your GHIC will not cover you in all circumstances, including medical repatriation.

For this reason, you should still take out travel insurance for France. That way, your medical bills will be included in your policy, and youll have cover for things like cancellations, delayed flights and delayed personal possessions too. Plus, as part of the telephone / video GP consultation service on our travel insurance for France, if the GP believes that you need a private prescription for medication, they can authorise this electronically and arrange for the medication to be sent to you*.

Despite the UK leaving the EU in January 2021, the EHIC remains valid for UK holders until the expiry date of their card. However, once your EHIC has expired you will have to apply for a Global Health Insurance . The GHIC will take the place of the EHIC and can be applied for and ordered now if you don’t already own an EHIC.

*You will have to pay for your medication and its delivery.

How Much Does France Travel Insurance Cost

Travel insurance for France is usually a very small fraction of the overall cost of the trip. Depending on which plan you choose , a travel insurance policy for a one-week trip to France can be from $10 to $50. Here are some of the factors that affect the cost of the policy:

  • Duration of the trip. The longer your trip to France is, the more the policy will cost.
  • The older you are, the more you likely have to pay for travel insurance. Some companies even stop covering after a certain age, such as 80.
  • Amount of coverage. A plan with maximum coverage of $50,000 will be less expensive than a policy with $100,000 coverage.
  • The deductible. This is the amount of money you pay yourself before the insurance company takes over. The higher the deductible, the lower the cost of the policy and vice-versa.

The Dangers Of Cycling In Paris

You may have heard about the 4 kilometres long bike lane that connects the Place de la Bastille with the Place de la Concorde in Paris. Yet this is not the sole bike lane in the French capital. Paris, and other French cities, are known as bike-friendly, and you can spot a lot of bikers in the streets.

If you want to save some time from walking or hopping from one bus to the other, you can just rent a bike in Paris. Yet, traffic in Paris can be quite crazy. Because of the number of careless drivers on the streets, and careless bikers as well, biking can often be dangerous. If you are an amateur biker, you should try less crowded roads, or better take the bus and walking option.

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Why Do I Need Travel Insurance For France

Whether its a summer-long trip or a short city break youre planning, dont go to France without travel insurance.

Having cover will protect you in case you are injured or become ill while youre away, and it will cover you if your belongings are lost or stolen. Also, it will provide a financial safety net in the event that you have to cancel or cut short your holiday.

How To Get Travel Insurance For France

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You can get travel insurance for France entirely online. Here are your options:

  • Travel insurance brokers. They offer a multitude of plans from different travel insurance providers which you can compare side-by-side before purchasing, so you are not limited to only one insurance company. Get a free quote now.
  • Directly from a company. There are insurance companies everywhere. Many of them operate online but there are probably several in your country as well. You can simply visit their website or visit a local travel insurance office and get an insurance policy. In these cases, you are slightly more limited to one or two plans which the company offers.
  • From your travel agency or airline. If you are going to France on an organized tour, then your travel agency may offer a plan along with the tour. Many airlines also offer travel insurance plans. Before settling in one, make sure you have the adequate coverage you need. You should also remember that travel insurance plans that tour agencies or airlines offer have hidden fees and are usually a tad over-priced.

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Why Do You Need Travel Insurance For France

Travel Insurance for France can give you the reassurance you need for your trip, covering you for unexpected medical bills and cancellation costs. High-quality cover should offer flexibility and be tailored to suit your medical needs. It should also cover your personal belongings.

So that you can travel with confidence, AllClear branded policies offer Superior rated COVID-19 cover for FREE.

Here Are Some Of The Benefits Offered By The Tata Aig Travel Insurance France Plan

1. Baggage Cover– In the unfortunate event of your baggage being lost or delayed at any of the airports you cross during your trip, the baggage cover included in our travel insurance France plan can prove to be of great assistance to you. Under this cover, you can seek reimbursement for the cost of the items in your check-in baggage.

2. Journey Cover– With our France travel insurance plans, you get substantial coverage for your journey, including covers for the loss of your passport, the cancellation or delay of your flights, and the cancellation of your hotel reservations.

*3. Medical Cover *– The Tata AIG travel health insurance for France has been designed to offer you the required coverage during any sickness and accident that may require you to be hospitalised during your trip. If you meet with an accident or fall sick during your journey to and from France or your stay there, our medical cover has got you covered. What is more, is that, in light of the ongoing global pandemic, we have included a cover for Covid-19 related medical expenses in this plan.

If you get hospitalised in France and are worried about your France travel insurance plan expiring, you should give yourself and your worries a break. We offer automatic extensions of the plan for 60 days in such situations.

*4.Other benefits *

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Whats Covered With Our Travel Insurance To Paris

As standard, our policies cover over 50 amazing activities sports and activities, so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

  • Medical expenses and hospital benefit
  • Personal accident and liability
  • Cancelling and cutting short your holiday
  • Abandoning your trip
  • Personal money, passport and travel documents
  • Legal expenses

To help you have the best holiday, weve put together some useful information that we think youll want to know before your trip to Paris.

Currency
Local laws and customs

Why Do You Need Travel Insurance From India To France

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You may engage in thorough planning and preparation for your trip to France. However, no amount of planning and preparation can ensure complete protection against uncontrollable events. One of the things that France is renowned for its protests and mass gatherings, both of which are events that are highly volatile in nature.

Therefore, you must check the French government’s travel advisory before making your travel plans for the picturesque nation. In addition to the local elements that may have a bearing on your travel itinerary, there are potential medical exigencies that may leave you vulnerable. If you end up falling ill or faced with an accident whilst on your trip, you will need medical assistance. This is one of the many reasons why you must purchase a suitable travel insurance France plan.

Whilst selecting a France travel insurance plan, you must check its coverage and ensure that it includes a medical cover, a cover for repatriation expenses, baggage loss and delay coverage, and a clause for plan extension should you need that.

With the Tata AIG travel insurance for France comprising all of the above features and more, you can be assured of a substantial degree of financial protection during your international journey.

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Do I Need A Booster Jab To Go Abroad

Whether or not you need a booster jab to travel depends on the destination.

Some countries have already introduced an expiry date on vaccine validity, which can be extended by getting an additional dose of an accepted vaccine. In France, from December 15, over 65s will need to show theyve had a booster jab to extend their vaccine validity and access the countrys pass sanitaire.

The document, shown digitally via the TousAntiCovid app, is required to for access to restaurants and museums, and for long distance rail travel in the country.

Over-12s without a valid vaccination status will need to show proof of a Covid test taken in the past 72 or 48 hours , instead. Proof of recent recovery from Covid is also accepted.

Your destination determines your booster requirements

For Austria, vaccine validity expires 360 days after your second dose but from December 6 this will change to 270 days. Having a booster jab at least 120 days after your second dose will extend your vaccine validity to 270 days after the booster date. Evidence of recovery from an infection within the past 180 days is also accepted. Without a valid vaccination or recovery status, youll need to take a PCR test before travel and quarantine for ten days on arrival. You can leave quarantine after five days with a new negative PCR test result. Please note that Austria is currently in a nationwide lockdown and hotels are closed to tourists.

Need Travel Insurance Before Heading On Your Holiday To France

We understand it can be frustrating finding the right travel insurance. So start comparing policies the easy way with iSelect.

*iSelect does not compare all travel insurers or policies in the market. Travel insurance is only available through our website and not all policies are available at all times or in all areas. Not all policies made available from our partners are compared by iSelect and due to commercial arrangements and customer circumstances not all policies compared by iSelect will be available to all customers. Click here to view iSelects range of providers.

iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelects advice or purchasing any policy. You should consider iSelects Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold.

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Can I Use My Ehic In France

Yes. An EHIC means you can access state-provided medical treatment, exactly as French citizens do.

You can apply for an EHIC using the NHS website. If you lose your EHIC, or dont have it when you need treatment in France, you can call the Department of Health Overseas Healthcare Team on +441912181999 to get a Provisional Replacement Certificate.

Having travel insurance in place on top of this will cover healthcare costs if youre taken to a private facility by ambulance in an emergency – something your EHIC wont cover you for.

Medical repatriation back to the UK also isnt covered by an EHIC, but is by your travel insurance.

If you need prescription drugs in France, youll need to bring a doctors note explaining why youre taking the medication.

Is Healthcare In France Expensive For Tourists

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For any small injuries or maladies you may experience while in France, such as a cold or food poisoning, you can just head to a local pharmacy or visit a doctor. In these minor instances, the doctor visit will not be expensive the fee for a consultation is about $25 if you visit an approved doctor . Non-approved or non-contracted doctors have their own rates, which may be higher, but no higher than 70.

So, if the fees are not high, why should you bother with travel insurance for your trip to France when you do not even know that you will get sick?

Well, because if you need major medical attention while in France, such as a serious surgery, the hospitalization fees can easily become too high to pay yourself. This is why it is advisable to have an adequate travel insurance plan.

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Baggage Losses Mishaps & Delays

Being without clothing, personal care items, and other things you need for your trip to Paris if your checked bags get lost or even just delayed can be a huge hassle – not to speak of the expense of having to replace them.

Travel insurance typically includes reimbursement for lost, delayed, damaged, or stolen baggage up to certain limits such as $500 per bag, or even less. Jewelry, cash, and even sunglasses may not be covered.

You can control your potential losses by leaving your most expensive things at home and putting your valuable items such as your laptop and camera along with a change of clothes in your carry-on bag.

But watch out for this “gotcha”: if you plan to shop a lot in Paris, make sure the baggage coverage will cover the value of your luggage contents on your return flight. If not, choose a plan with a higher limit.

Entry Information For Indian Citizens Travelling To France

All Indian nationals travelling to France must be mindful of certain entry restrictions. Here is a list of the France entry requirements for Indian citizens:

  • A valid Indian passport
  • Proof of your accommodation in France
  • Two passport-sized photographs
  • Proof of sufficient funds for your stay in France
  • A valid travel health insurance plan for France, with a medical cover of 30,000 or more, comprising a cover for medical evacuation and repatriation
  • Your return ticket from France
  • Adherence to the latest European Union transit rules.
  • Covid-19 guidelines: As of July 2021, Indian nationals who have been fully vaccinated against Covid-19 have been allowed to travel to France at least seven days after their second dose of said vaccine. The traveller must carry a vaccination certificate. Indian travellers with a ‘Talent Passport’ as well as students and researchers can enter France with the negative report of a PCR test conducted not earlier than 72 hours or a Rapid Antigen Test conducted not earlier than 48 hours before their departure from India.

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    Medical Evacuations In France

    If you develop a severe medical issue, the local French clinic may not be adequate.

    Your treating physician may decide that treatment in a different facility or even back home would be the best place for your care and recovery, in which case medical evacuation coverage would be a useful benefit, says Cheng.

    You can find plans with $1 million in medical evacuation insurance, which may sound excessive but medevac costs can add up quickly.

    Whats The Current Travel Situation

    Travel To France: Health Pass Requirement Extended Until 2022

    French citizens, their partners and children and UK citizens with French residency will be allowed to travel. So, too, will EU citizens travelling to their home country through France.

    As of 30 December, the French government announced that it will temporarily allow British nationals with residency in EU countries to return to their homes from the UK via France.

    Anyone travelling from the UK on to another country via a transiting through France will only be permitted to stay within the international area of an airport for a maximum of 24 hours.

    Those eligible to travel to France from the UK will need to show evidence of a negative test at their point of departure, taken within the past 24 hours. This already applies to non-vaccinated travellers.

    Additionally, all UK travellers must register where they will be staying online. They are also obliged to quarantine for 48 hours at a place of their choice. Production of a negative test means they can end quarantine after 48 hours.

    This applies to the vaccinated and non-vaccinated.

    If youre still eligible to travel to France, or are considering making a journey once the restrictions are eventually lifted, we outline below what to think about in terms of travel insurance.

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    Insurance For School Children

    Some home insurance policies will automatically cover your liability for any damage or injury your child may cause at school others will offer this as a separate cover at a nominal premium. In both cases, the insurer will give you a certificate or attestation that the school will ask you for at the beginning of the school year.

    While not strictly mandatory for school attendance, you will need this for any activities outside the official curriculum including field trips of any kind as well as extracurricular sports.

    Potential Problems In France

    As France is so popular with tourists, its prone to pick-pocketing, scams, petty thefts and bag-snatching2, especially on public transport and in crowded areas. The Australian government recommends travellers to France exercise a high degree of caution, due to the risk of civil disturbance and terrorist acts2.

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