Wednesday, July 6, 2022

Does Aetna Dental Insurance Cover Root Canals

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Careington Dental Discount Plans

My Insurance Sucks – Dental Insurance Tips and & Lessons

Careington lives up to their name by offering some of the biggest dental discounts weve seen yet, with an average of 20 to 60 percent on most dental care services, including dental implants. This means you can sign up right away to get your discounts without having to wait long periods of time. Under their 500 Series plan, you only have to pay around $155 per year for an individual plan and only $200 per year for family ones.

Furthermore, all members of your household are covered under the plan with no restrictions and age limits.

How To Get Insurance To Pay For Dental Implants

If you have dental insurance, you know that it generally has an annual maximum benefit and that it typically will not cover most of the costs related to major procedures. If you have standard dental insurance, itâs unlikely to cover dental implants, period. Thats because dental insurance companies usually consider such implants a cosmetic procedure. However, you can proactively seek a type of dental insurance that may pay for implants and other dental procedures. If you suspect youll need dental implants, start looking for indemnity dental plans now.

The Above Policy Is Based On The Following References:

  • American Association of Oral and Maxillofacial Surgeons . Bone grafting after removal of impacted third molars. Statement of the American Association of Oral and Maxillofacial Surgeons concerning the management of selected clinical conditions and associated clinical procedures. AAOMS Condition Statements. Rosemont, IL: AAOMS March 2006.
  • American Association of Oral and Maxillofacial Surgeons . White Paper on Third Molar Data. Rosemont, IL: AAOMS March 2007.
  • American Dental Association, Council on Scientific Affairs. Dental endosseous implants. An update. J Am Dental Assoc. 2004 135:92-97.
  • Carl W, Ikner C. Dental extractions after radiation therapy in the head and neck area and hard tissue replacement therapy: A preliminary study. J Prosthet Dent. 1998 79:317-322.
  • Glassman P, Wong C, Gish R. A review of liver transplantation for the dentist and guidelines for dental management. Spec Care Dentist. 1993 13:74-80.
  • Heimdahl A. Prevention and management of oral infections in cancer patients. Support Care Cancer. 1999 7:224-228.
  • Kuitert RB. Orthodontic treatment for adults. Ned Tijdschr Tandheelkd. 2000 107:160-168.
  • Mettes DTG, Nienhuijs MMEL, van der Sanden WJM, et al. Interventions for treating asymptomatic impacted wisdom teeth in adolescents and adults. Cochrane Database Syst Rev. 2005 :CD003879.
  • Minnesota Department of Health, Health Technology Advisory Committee. Dental implants. Technology Assessment. St. Paul, MN: Minnesota Department of Health February 2000.
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    Dentist That Accepts Aetna

    Home » Resources » Insurance Accepted » Dentist That Accepts Aetna

    All Smiles Dental Group is your one stop shop for dental services, and we are preferred providers and an in-network provider with Aetna dental insurance plans. This means that if you are a member of Aetna, our office will offer a lower copay than one which is out-of-network.

    Not all Aetna plans have a dental component, but any member can add one. Depending on your specific plan, your cost may be completely or partially deferred for routine services like cleanings and checkups, or other services, like fillings, root canals, or oral surgery.

    Dental Save Discount Plan

    Does Aetna Medicare Cover Dental?

    At only $115 per year for individuals, Dental Save is a bargain. Families only have to pay an annual of $170 per year. The plan also includes extensive dental implants and other procedure that require the help of a specialist.

    Your only disadvantage is the limited network of dental providers, only 8000, making it super important to sign up based on your zip code.

    Members regularly receive generous discounts, from 25 to 50 percent off, on most dental procedures, including dental implants.

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    Direct Member Reimbursement Allowance

    With Aetna MA plans that include a direct member reimbursement allowance, members are given a set amount of money to spend each year on dental care. Youll pay for your dental care up front when you see a dentist, and then submit your receipts to Aetna® for reimbursement.

    With a direct member reimbursement allowance, youre given a set amount of money to spend each year on dental care.

    You can see any licensed dental provider in the U.S. You can use the allowance toward almost all dental services except for teeth whitening and a few administrative costs .

    One thing to keep in mind as you plan for dental care with this plan is that the cost of certain dental procedures and services can vary according to each provider. Shop around different dental care providers in your area to compare costs and make the best use of your annual allowance.

    Direct member reimbursement allowance: How to get reimbursed for dental care

  • When you see a dental care provider for services, you pay up front and get a receipt that includes a description of the services provided.
  • Print and fill out the reimbursement form. Or log in to your member account to submit the form online.
  • Send the form with the receipt to the claims address found on your member ID card. Be sure to make copies of all of your paperwork. If youre submitting your form online, be sure to attach your receipt to your submission.
  • Claims must be submitted within 365 days of the date you received the service.
  • Best For Largest Provider Network: Aetna


    Aetna boasts a tremendous network of 120,000 providers, which puts it well above the competition in this review and makes it easy and convenient to find the right dentist in your area.

    • Largest provider network with 120,000 providers

    • No waiting period for preventive services

    • Six-month waiting period for basic services including fillings and extractions

    • Limited coverage in Massachusetts

    • Limited plan options

    Aetna has been providing dental benefits for over 50 years and serves almost 13 million dental members. Aetna has the most far-reaching provider network of our review, with more than 120,000 practitioners to choose from, which makes it especially easy for seniors to find a nearby dentist without the need to travel too far.

    Aetnas dental plans are available in most states they offer online account management that allows you to get cost estimates, find an in-network dentist online, as well as check claims and statements.

    There are two coverage tiers for seniors to choose from: the Preferred PPO and the lower-tiered Core PPO plan. There is a $50 deductible per person or $150 deductible for a family per calendar year.

    Preventive services never have a waiting period, basic services have a six-month waiting period, and major services have a 12-month waiting period. Waiting periods may be waived with proof of prior dental insurance.

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    Why Dental Implants Are Important

    • Dental implants are more important than simply a case of missing teeth.
    • They strengthen and maintain bone structure, give patients the confidence to smile, and make it possible for them to chew solid food.
    • Another underestimated value of dental implants is that they preserve bone mass and structure. Once a tooth is lost, the gap between your teeth is the least concerning feature of your face. Once the tooth falls away, its roots also start fading away. The roots are responsible for maintaining bone structure of the surrounding teeth.
    • Bone loss in the jawbone compromises the structural integrity of neighboring roots which causes the surrounding teeth to weaken as well. The longer you wait to get a tooth implant, the more extensive will be the damage done. In many cases, dental implants require multiple surgeries.

    The surgeries and multiple visits to the dentist, including extensive X-Ray pictures of the mouth, result in a massive bill that is not usually covered under dental insurance.

    Most people choose dental tourism to get high-quality, affordable treatments, often in poor countries with no checks and balances. They expose themselves to risks that are often life threatening.

    Instead, a better alternative to avail dental implants in the US with your preferred dentist is to use a dental discount plan.

    There are over 20 dental discount plans that cover extensive dental implants and more specialist treatments.

    This is a review of eight such services.

    What Is The Best Dental Insurance For Braces

    Samba Dental Vision

    Many Humana dental insurance plans offer discounts on adult and child orthodontic care. Depending on the plan you choose, you may have a range of discounts on the cost of braces and other devices. Cost-saving tips: Orthodontic care may not be covered if you begin treatment before you start a dental insurance plan.

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    What Are Dental Discount Plans

    If you decide dental insurance isnt the best choice for you, consider a Aetna dental discount plan. An affordable alternative to dental insurance, discount plans offer savings of 15% to 50% on many different dental procedures at a network of over 100,000 participating dentists.

    Dental discount plans have no limits on how often they can be used. Plus, discount plans cover many different procedures related to preventative, basic and major dental care. You can get the care you need right away, even for many conditions which developed before you purchased the plan.

    How Do My Aetna Benefits Work

    You plan with Aetna is unique, even when you choose to work with an in-network provider. Choosing a dentist in the network allows you to receive the maximum benefit allowed at a lower cost for your family. Our knowledgeable team is always available to help you understand your plan, and we can explain how to best utilize your benefits. Here are some of the basic facts you should know about your dental benefits.

    Preventive appointments, which are your six month cleanings and checkups are typically covered at 100%, which means there is no out-of-pocket cost for you. This is a great incentive to be consistent about visiting your dentist in Medford every six months, which will protect your oral health.

    Restorative treatments such as a dental filling or crown, or major work like root canal therapy is typically covered at a percentage, the range is typically from 50% to 80%. Some plans do require you to wait before major work like a crown can be done. This is called a waiting period and our knowledgeable team members will make you aware if your plan has a waiting period prior to completing any major treatment.

    Most Aetna plans dont cover cosmetic treatments such as teeth whitening, and some plans dont offer any benefits for dental implants. An orthodontic benefit may be included in your plan which typically includes a lifetime maximum amount that can be paid for orthodontic treatment this will also be calculated at a percentage.

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    Are Dental Benefits Part Of My Plan

    Who is this for?

    If youre shopping for a Medicare plan or need to find out if your current coverage includes dental care, this information is for you.

    You may be used to traditional health insurance that covers routine dental care. But Medicare works a little differently.

    Whether you have dental benefits will depend on what type of Medicare coverage you have.

    • Original Medicare is run by the U.S. government. It doesnt cover routine dental exams, cleanings, procedures or dentures. It does cover some dental care related to hospitalizations, surgeries and the treatment of diseases. Youll pay for routine dental care and dentures out of your own pocket with Original Medicare.
    • Private health insurance companies offer Medicare Advantage plans that include everything Original Medicare offers, plus extra benefits. They may include routine dental care. Whats covered depends on your plan.

    Your Lincoln Dentist Accepts Aetna Dental Insurance

    Aetna Dental Insurance with Added Vision and Hearing ...

    Are you insured by Aetna Dental? There are a variety of options for coverage through Aetna. No matter what type of plan you choose, you are eligible to receive certain dental services either for free or greatly reduced by your insurance plan. Williamsburg Dental is in-network with Aetna — keep reading to learn more about your coverage and how to make the most out of your investment.

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    Get The Best Dental Insurance Coverage

    A great dental discount plan like the ones at will let you save an average of 20% on a root canal treatment, greatly reducing your out of pocket expenses! And dental discount plans activate within 72 hours of purchase, so you can get the treatment that you need almost immediately. Call us today and ask about a dental discount plan to help make your root canal more affordable.

    Meet Our Friendly Insurance Coordinators

    If you have questions about your Aetna benefits, we encourage you to talk with Gay. She is experienced in dealing with all types of insurance plans, and she will ensure that you understand your coverage so there are no surprises when it comes to your out-of-pocket cost for treatment.

    Gay will also help you maximize your insurance benefits during the coverage year so you can get the treatment you need when you need it most.

    Give JL Dental a call today to talk with Gay and learn more about your Aetna insurance benefits and how we can help you!

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    Combining Your Treatment In One Visit

    Do you need other dental work in addition to getting a root canal? Ask your dentist about a sedation appointment where you can schedule everything at one time. Doing so will help you prevent the need to take extra time off work. Some offices even offer same-day crowns to restore your treated tooth on the same day as getting your root canal.

    Aetna Dental Access Dental Discount Plan

    Do You Need Dental Insurance?

    About 160,000 dentists across the nation accept Aetnas Dental Access dental discount program for seniors and those with no dental insurance. Dental Access members get discounts of 15 percent to 50 percent on most dental procedures. One of the main benefits of the plan is theres no waiting period, so you immediately qualify for discounts on root canals, crowns or other dental procedures you may not want to wait to have completed.

    In comparison, almost all dental insurance has a waiting period before you can have any work done, to ensure you dont wait until you need substantial dental work before buying insurance. Costs and plan pricing depends on your area. We tested out costs in Tulsa, Oklahoma and a cleaning costs about $60 with the Dental Access plan. Plan premiums cost $99 per year for an individual, $149 per year for two members and $179 per year for three members in Tulsa.

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    What Happens During A Root Canal

    The American Association of Endodontists describes the process like this:

    • The dentist numbs the affected tooth and places a dental dam around it to keep it clean and dry during the procedure.
    • She then drills a small hole in the tooth, inserts special instruments into the hole to clean the infection from the canals, and shapes the tooth for filling and restoration.
    • The canals are filled with a rubbery material called gutta-percha and then sealed.
    • The dentist then places a temporary filling to close the hole.
    • A crown or other restoration is placed to restore the tooth and return it to full function.

    Get A Healthy Smile For Affordable Rates

    Now, it is easier than ever to get the dental care you need to ensure your teeth and gums stay healthy for a lifetime. In addition to brushing and flossing, you need to see your Aetna dentist in Upper Arlington at least twice a year for a cleaning and checkup. This allows us to monitor your oral health to keep your smile healthy. As a result, you lower your long-term dental costs. At Artistry Smile Center, we provide you with the comprehensive services you need to reach your oral health goals while staying within your budget.

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    Avoid The Root Canal Altogether

    The very best way to pay for a root canal is to prevent the infection from happening. While that isnt always possible it can sometimes be done. For instance, seeing your dentist regularly will allow him/her to diagnose cavities when theyre just beginning. At this point, its cheaper and less invasive to fill the cavity. Ignoring it and putting your filling off will lead to the decay expanding deeper into your toothcausing an abscess, and requiring a root canal. Try to keep your dental visits every six months!

    Is Dental Insurance The Best Option For Fillings

    Does aetna dental insurance cover dental implant

    Dental insurance, especially when provided by an employer, can be a great option if you have no current dental issues and only need preventative care. However, the waiting periods and restrictions do pose obstacles when treating problems you already have.

    Dental discount plans are another way to save on fillings. They allow members to save between 15% and 50% on a wide range of dental procedures, including fillings with your choice of material including white composite.

    Plus, discount plans have no limits on pre-existing problems. Even if you have extensive dental decay, you can still save on procedures you need. Discounts are available for you to use within about 72 hours after your first monthly payment . If youre faced with a six-month waiting period before insurance coverage begins, choose a discount plan to get the care you need right away.

    Discount plans are offered by the same major insurers, such as Aetna, who offer dental insurance. After all, insurance companies understand dental insurance isnt for everybody. Aetna discount plans are created as a different way to save.

    Dont let a cavity go untreated for long. Avoid wait times and limits on pre-existing limits with a dental discount plan. Fillings and discount plans are a winning team.

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    Why Do I Need A Root Canal

    The Mayo Clinic says you may need a root canal if you have a cracked, broken, or severely decayed tooth which has become infected, causing pulp death, bone loss, and ultimately loss of the tooth itself. A root canal is a dental treatment that can save the tooth by cleaning the affected roots, and permanently filling and sealing them with dental amalgam. The procedure may be performed by a dentist called an endodontist, who is a specialist in saving teeth, according to the American Association of Endodontists . In most cases, a tooth treated with a root canal will need a crown to protect the treatment and restore the tooth.

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