Tuesday, September 27, 2022

Does Getting A Home Insurance Quote Affect Your Credit Score

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How Much Is A Houston Pest Control Service

Does Credit Score affect Your Home Insurance Premium Video

Pest control costs in Houston can range from $100 to $1,000, depending on how severe your pest problem is, the treatment required, and the area of your home which needs tackling.

For instance, preventative treatments will only cost around $100 to $200. But if you wait until your pest problem has become destructive, such as a rodent infestation, you could end up spending around $1,000 for a rat exterminator.

With our deals, you can save up to 70% on the cost of pest control. This means it could cost less than $100 to protect your home and garden from unwanted invaders.

Will Getting Auto Insurance Quotes Hurt My Credit Score

Unlike applying for various lines of credit such as an auto loan, a home mortgage, or a new credit card, getting car insurance quotes will not have an impact on your credit score.

In fact, it shows up as a soft pull, which means you are usually the only one who can see it.

These soft pulls which also include employment credit checks, promotional offers, and a credit report, do not affect your credit score or report like a hard pull .

No matter how many quotes you obtain on auto insurance policies, you can be assured that your credit score will not be affected.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Reliable Pest Solutions For Houston Home & Business Owners

Houston is a large metropolis located in Texas that is home to many different people, cultures, and industries. Pest problems are a constant threat to home and business owners in our area, which makes quality pest protection vital. With the pest technicians from Cantu Pest & Termite by your side, you dont have to deal with the stress, damage, and diseases that pest infestations cause. Our residential and commercial pest control programs include many different pest control management and prevention services to ensure current pest problems are eliminated and kept away from your Houston property. If youre ready to start protecting your home or business from pests, reach out to Cantu Pest & Termite. Our thorough pest control services will never let you down.

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Let Cantu Pest & Termite Help You Stay Pest

At Cantu Pest & Termite, our job is to help you reclaim your home or business. We specialize in pest control and pest management services in the Houston area. If you live in, or own a business in Houston and you are experiencing a pest infestation, call Cantu Pest & Termite today at 688-2416 to schedule a hassle free consultation with a Houston pest control expert.

Zip Codes We Service In Houston, Texas

We’re Your Pest Control Professionals

Does Getting An Insurance Quote Hurt Credit / Does Getting ...

Frontier Exterminating Company, Inc. was founded in 1983. We are family owned and operated. We have a thoroughly trained staff of certified applicators, service technicians and office personnel to handle any pest problem you might have. Frontier Exterminating is licensed, bonded and insured.At Frontier Exterminating Company, we understand that pests need to be taken care of promptly. Here on our site you will find information on the major aspects of pest control in Katy, Sugar Land, Houston, TX and surrounding areas for all types of properties. We can eliminate bed bugs, catch and prevent rodents, get rid of ants, eradicate and prevent termites, kill bees and provide reliable help for getting rid of fleas, roaches, silverfish and spiders.

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Insurance Quotes: Does Shopping For Insurance Affect Your Credit Score

Today were featuring a guest blog post by Russell D. Longcore. Russell is a claims consultant, an insurance adjuster and author of Revealed. His popular book outlines strategies for policyholders or claimants to maximize claim settlements, so theyre not taken advantage of by insurance companies. Russell has long experience and a deep wisdom about insurance, and how many insurance companies take advantage of people. One of the worst ways that this occurs is something that is now legal for insurance companies in Michigan to use to discriminate against people, thanks to the Michigan Supreme Court.

Heres what Russell Longcore wrote about insurance quotes and credit scores:

Insurance quotes and insurance company underwriting have recently added a new factor for evaluating new customers. Now, insurers will check your credit scores. They have determined through statistical testing that people with good credit scores are better risks, and that undesirable credit scores are not good potential customers. Insurance companies and agents that see a person with a high credit score will consider you a low-risk client.

There are many consumers who worry that requesting new insurance quotes could have a negative affect on their credit scores. When agents or insurers pull up your credit report, it creates an inquiry on your credit history. Inquiries can sometimes lower your credit score by a few points.So, does shopping for insurance quotes lower your credit score?

How Rodents Get Into Your Home

It only takes a gap the size of a 1/2 inch for a rats to slip inside your Houston home. Even if the hole is quite small, rodents are natural chewers and will widen small holes until they are big enough to invite all kinds of rodents inside. They have very sharp teeth and do not mind using them to make their entry ways more accessible.

One of the most common entry points that we see during a control program are A/C tubing exhaust gaps in your homes siding. We also see a lot of rats get in through the roof and drain areas, making it very easy for them to pop into your attic. Houston style garage doors a big problem, as they are not sealed nearly as well as normal doors into your house.

Its also important to look into exterior home issues, like cracks in your foundation, holes in pipes, and loose screens. DIY home repair and upgrades can often introduce gaps that wildlife are eager to exploit.

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Rat Extermination And Removal

Now that weve made sure that new rats and mice cannot get in, its time to take care move on to the main control method. There are no rat extermination services that are both effective and fully humane to deal with a rodent control problem, so we empty the use of snap traps to quickly and promptly deal with an indoor rodent removal. We have spent a lot of time honing our trapping and control skills, so we know the best methods, locations for traps, and the proper bait to use.

We absolutely refuse to use poisons to control a rat population, especially inside your house. Its never a good idea to introduce poison control into environment that you, your loved ones, and pets live in. It is a totally unnecessary risk! Also, most poisons cause rats and mice to search desperately for water before they dehydrate. This will put your water lines in serious danger.

Thorough Termite Inspections And Treatment

Does Your Credit Score Affect Your Car Insurance?

Termites are extremely destructive insects. Wood is their main food source and they cause billions of dollars in major structural damage in Houston, Texas and across the United States of America every year. Thousands of homeowners are unaware that termites are literally eating their home. Thats why it is so important to have a termite inspection from a professional termite company like Preventive Pest Control. Your home is ideal for termites it has the wood food and moisture sources termites need as well as cooling shelter from the hot Houston heat. Call the termite control company that can stop the destruction – for immediate termite service!

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How Insurance Companies Reference Credit Scores

Insurance companies use credit scores as a factor when determining premiums. States that prohibit this practice for auto insurance include Massachusetts, Hawaii and California, Tayne said. Insurance companies use credit scores to get an idea of the risk involved for the company.

Insurance companies want to reduce the chances of a policyholder missing payments, she said.

How Can I Tell If Rodents Have Gotten Into My Home Or Business

A rodent infestation can be difficult to identify in the beginning. Due to rodents nocturnal nature, most people do not see one physically scampering across the floor unless a severe infestation has already gotten underway. Here are some key warning signs you should be aware of to prevent a rodent infestation in your home or business before it happens:

  • Small brown nut-shaped droppings around pantries, cabinets, or near food packaging
  • Paper, fabrics, or plants that have been shredded for nesting materials
  • Signs of gnawing or chewing around your walls and floors
  • Signs of tampered food packaging
  • Small coin-sized holes in the exterior of your home used for entry
  • Sounds of scampering or scurrying at night, sometimes from inside the walls
  • Stale or pungent smells coming from infested areas
  • Dead rodent bodies

If youve witnessed any of the above warning signs, you could be experiencing a rodent infestation. Time to get in touch with a professional for help.

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Reliable Rodent Control To Protect Your Houston Home Or Business

Whether they’re invading homes or businesses, rodents bother everyone. Since the Houston, TX, area is so warm most of the year, they’re a problem that exists year-round. Not only are rodents annoying, but they’re also harmful to your health and property.

The two most common types of rodents you’ll experience in the Houston area are mice and rats. Both types require professional rodent control to correct the problem and do away with the infestation.

Rodent Control In Houston

Do insurance quotes affect my credit score? It is true ...

Rodents are terrible house guests. These pests reproduce rapidly, spread disease, contaminate food, and damage wires and insulation in your home. If you need fast and effective rodent control in Houston, look no further than EnviroCon Termite & Pest Control for your rodent removal needs. When you partner with our mice and rat exterminators in Houston, we will do the following:

  • Provide a thorough rodent inspection of your home to assess the infestation
  • Seal entry points to prevent future infestation
  • Humanely trap and remove all rodents in your home
  • Give you the rodent-free home you deserve!

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The Rat & Mice Population Explosion

Rats can become problematic in a home or business quickly because their population can proliferate. The mating habits of mice and rats are nearly identical, with some tiny differences.

Rats mate with many partners, with females switching partners in a session. Plus, the male rat can ejaculate multiple times successively to ensure he passes on his genes. They can mate all year long if conditions are just right, but the summer and fall seasons are prime mating seasons for the Norway rat.

Rats live in large colonies, which means there is more than one dominant male and at least two dominant females. This creates a natural male hierarchy. The male thats the most dominant will breed more, mating with numerous female rats. Female rats are regarded as the aggressors in the colony, and rats will use that aggressive behavior to defend their mates and territories.

How To Identify Rodents With Physical Characteristics And Behaviors

In Texas, rodent sightings are limited to only a few species the deer mouse and the house mouse. The reports include both indoor and outdoor sightings. There is no doubt, the rodent population continues to soar in Houston, calling for more public awareness and government involvement.

Rodents do not discriminate, making every home, business, and government entity a target. There is nothing worse than dealing with a rat or mice problem. Just the mere fact, you are sharing the same home with rodents is enough to instill fear in anyone. Even the toughest man on earth would not want to share his home with rodents.

The deer mouse and house mouse population are continuously growing. If things do not change and change quickly, Houston residents and businesses may be facing more and more rodent infestations in the near future. One thing everyone can do to help is get educated. It is crucial to know how to detect, identify, and eradicate these rodents when the opportunity arises. This is one case where the more you know about rodent infestation, the better the outcome.

The difference between the house mouse and deer mouse involves the ears and eyes, both of which are slightly larger in the deer mouse.

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Rat And Mice Exclusion

Now that our pest control team has located the hotspots and entry points, we understand exactly how your rodents have been getting in and out of your home. Before we take any extermination action, its vital that your rodent control team seals these gaps and openings. One of the most effective solutions is to use steel wire mesh. This mesh allows vital openings like vents to stay open, but has small enough holes to control wildlife entry. The mesh we use is made out of strong, galvanized steel so rodents cannot chew through it.

Rodents Are A Big Problem For Houston Home & Business Owners

Why Does My Credit Score Affect My Insurance Rate?

Many pests cause serious problems when they get into homes and businesses, and rodents are some of the worst. Not only are they larger than most pests meaning they can cause more damage to your home in a shorter amount of time but rodents also contaminate the areas where they walk, leaving your family, employees, and customers susceptible to serious diseases. A rodent infestation must be taken care of as quickly as possible to reduce the risks of damage or illness. TNT Home & Commercial Services offers rodent control services to help.

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Preventive Pest Control Services Pro

Preventive Pest Control is the Local Leader in Preventive Pest and Termite Control in Houston TX

Preventive Pest Control is a full service pest control company offering the best preventive and maintenance pest control solutions available today! We are honored to have grown into nine locations which are each locally owned and operated. Our expert exterminator technicians are conveniently located throughout Texas, California and up through the Rocky Mountains. We provide service for all kinds of pests including termites, mosquitoes, bed bugs, fire ants, spiders, ticks, fleas, occasional invaders, rodents, stinging insects and much more. We offer both residential pest control and commercial pest management, customized to best suit your changing needs.

Whats The Best Way To Set Up A Consultation Or An Appointment With An Exterminator During The Covid

Ask exterminators in your area if they would be willing to offer a consultation over a phone call or video chat. You can then ask them any questions you have about the upcoming appointment. Make sure to ask what precautions they are taking to keep everyone safe during the COVID-19 pandemic and whether they are observing social distancing guidelines. You may ask them if it’s possible to conduct the appointment virtually or without person-to-person contact.

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Improve Your Credit To Qualify For Better Homeowners Insurance Rates

You may be able to get homeowners insurance with bad credit, but improving your credit may help you qualify for lower insurance premiums. It can also lead to lower rates on loans and credit cards, and may open up an opportunity to save more money by refinancing your mortgage.

Fortunately, many of the moves you can make to improve your credit-based insurance scores will also improve your other credit scores. Focus on:

  • Paying your bills on time
  • Paying down debts

Can You Refuse A Credit

Do Insurance Quotes Affect Credit Score

Insurers are required to ask for customers consent before checking their credit score. You should never feel obliged to grant consent in order to get a quote for a premium. You have the right to refuse. And if you do, the insurer is still required to reply to your quote request.

An insurer cannot terminate your policy on the grounds that you have not consented to having your credit score checked, and they cant refuse to renew either. This said, you may not get the best premium.

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Pest Control Houston Texas

HomeTeam Pest Defense provides pest control for Houston and the surrounding area of Texas. We are the nations third largest residential pest management company and work extensively with both homeowners and homebuilders to provide innovative pest control solutions. Whether youre the owner of our Taexx built-in pest control system or are in need of traditional pest management services we guarantee our treatments will be effective. In fact, if you encounter pests between regularly scheduled services, well return to your home and re-treat the pests for no additional cost.

HomeTeam has multiple branches covering the Houston area. Our branches provide pest control for Spring, Katy, The Woodlands, Cypress, and more.

Houston Pest Control Services

Termites. Roaches. Fleas. Ants. Ticks. Spiders. Rodents. Pests like these can destroy your home, eat away at your property value, raise your anxiety and put your familys or employees health at risk. Discover why so many people in the Metro Houston Area rely on McGrath Pest Control Service for total pest control. We are your first line of defense against pests in the Greater Houston Area. McGrath Pest Control is dedicated to detecting, diagnosing and eradicating any and all pest problems. For two generations since 1974, McGrath Pest Control has carved out a solid reputation for providing old-fashioned customer service with updated technology and safe and modern methods for superior pest control.

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