What Makes Petplan Different
Over the last 40 years, Petplan has helped millions of pets through illness and injury. Today, weâre still the UKâs favourite pet insurer, insuring over 1.3 million pets.
Hereâs just some of the reasons why 90% of our customers renew each year:
- Thereâs no penalty for claiming. We want you to take your pet to the vet without worrying about the cost of your insurance, so we wonât increase your premium just because you have made a claim
- We pay 97% of claims we receive. Thatâs over Â£5million paid every week to help Petplan pets get the veterinary treatment they need
- We can pay your vet directly so you can concentrate on getting your pet back to the best of health
Petplan is a trading name of Pet Plan Limited and Allianz Insurance plc , Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB. Petplan’s trading address is: Great West House , Great West Road, Brentford, Middlesex TW8 9DX.
Pet Plan Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 311969. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Pet Plan Limited is a subsidiary of Allianz Insurance plc.
Customer Service & Reputation
Customer service varies from company to company. Of course, the only way to know how a company will respond to a question or complaint is to interact with its customer service department.
You can also read customer reviews, though it is essential to take an extensive sampling. It isnt uncommon for a few people to have a bad experience with a company, especially if they misunderstood their policy. However, if many people have bad experiences, you should take a second look at the pet insurance company. Luckily, most cat insurance companies seem to have a decent customer service department.
We recommend taking a complete look at your policy, especially the exclusions and waiting periods. The customer service team cant do anything about these policy terms. However, they are common causes of negative reviews.
What Does This Mean For Your Brand
We arent just a single insurer with a limited set of rates for certain risks. We work with the biggest names in the pet insurance market to allow your customers to compare pet insurance and find their best policy, whether its from Nationwide, Pets Best, Petplan, Trupanion or many more.
Your customers will complete one quick form and see results from all the brands above, and many more. They then refine their options according to whats important to them. For example, they can choose to only show plans that include having vet exam fees that are covered, plans with wellness insurance included, plans where the vet is paid directly or even plans where they can save money by choosing an accident only policy. Regardless of circumstance, because we work with loads of insurers and have an average of 420 options per customer, PetInsurer.com will have a plan to suit any particular pet owner.
Because we work with so many pet insurer companies, we can be ultra competitive on pricing in every circumstance. In fact, were so confident of this that were the only website in the world that guarantees your customers the lowest possible pet insurance prices.
We want you to be a really successful partner and we pay more than any other company in the pet insurance space. You can easily earn over $100 per pet when using our pet insurance affiliate program.
We can provide you with all of this when you sign up:
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Best For Holistic Care: Figo
- Starting price: From $92 per year
- Deductible: $100 to $1,500
Figo is the friendliest insurer for pet parents who prefer to seek alternative treatments for their pets, such as acupuncture and chiropractic care.
Base plan includes acupuncture and chiropractic care
Visit any licensed veterinarian
24/7 virtual vet visits available
30-day money-back guarantee
Exam fees not covered in base plan
Recommends an enrollment exam
Figo offers three pet insurance plans that cover accidents and injuries. Coverage is available in three tiersEssential, Preferred, and Ultimatethat include varying levels of annual coverage:
- Essential plan: $5,000;
- Preferred plan: $10,000
- Ultimate plan: Unlimited
Figos accident and injury pet insurance policy includes coverage for the following treatments and services:
- Emergency services
- Chiropractic services
- Behavioral health
Figo has recently added a wellness plan to their mix. This is obtained by a Wellness Rider for preventative care and can be enhanced with the Extra Care Pack and Exam Fee power-ups. ;
Before you can use your coverage, youll have to wait one day for an injury visit and 14 days for an illness visit. Plus, some orthopedic conditions can have a one-year waiting period.
- Deductibles: $100 to $1,500
- Annual limits: $10,000 to unlimited
- Copays: 0 to 30%
- Waiting period: One day for illness, 14 days for accidents
- Network size: Unlimited
Best For Routine Care: Petfirst
- Coverage types: Accident and illness, preventative
- Starting price: $125 per year
- Deductible: $250
PetFirsts wellness rider gives the best value for routine care with flexible benefits that can be tailored to your average annual expenditure.
Wellness benefits available from $125 to $575 annually
Deductible of just $250
Accident coverage begins the day after enrollment
Online resource center
Each preventive treatment has its own individual limit
Accident and injury limits max out at $10,000 per year
Doesnt offer an accident-only plan
PetFirst offers a single insurance policy that provides coverage for pet injuries, illnesses, and related treatments, including:
- Alternative therapies
- Emergency care
You can begin using the accident coverage just one day after your enrollment begins, but you have to wait 14 days before using the coverage for illnesses.;
Pet owners also have the option to add PetFirsts Routine Rider Coverage, which pays for the cost of your pets annual vet exam, vaccines, behavioral training, microchipping, and more. This rider is available in five tiers, with $125 to $575 in annual coverage.
PetFirsts accident and injury pet insurance plan has a fixed deductible of $250. You can get a personalized insurance quote through the website, but these are the starting premiums for accident and illness coverage:
- Dog insurance: $15 per month
- Cat insurance: $9 per month
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Im Having Trouble Logging In What Should I Do
It might be because you entered the wrong password. You can try clicking the forgot your password link and well email you with instructions to reset it.
If thats not the issue, please call our Customer Satisfaction team. One of our friendly representatives will be happy to help you get your login working again.
Is Pet Insurance Tax
Unfortunately, pet insurance is not tax-deductible in the vast majority of cases. The only exception may be if you rely on a guide dog or service animal for a disability. According to the IRS, the costs of feeding and caring for a legitimate service animal fall under tax-deductible expenses, which might include an insurance policy that helps pay for veterinary expenses. This rule does not apply to emotional support animals.
Is Pet Insurance Worth The Cost
Pet parents know that the cost of pet ownership is not cheap, and its impossible to say whether pet insurance will ever pay for itself simply because no one can predict the future. Ultimately, having pet insurance is worth it for some people, but not for others.
Ideally, your pet will never suffer a major illness or injury that requires extensive veterinary care. But as with all insurance, the idea is that by paying a nominal fee for coverage, youll eliminate the risk of having to pay thousands in the unlikely event that your pet does face a critical emergency. Many pet owners feel that this cost is worth knowing theyll never face a time that they cant afford a life-saving procedure for their beloved 4-legged family members.
Dr. Kenney also noted in his recent interview that “Pet insurance isn’t a one-size-fits-all type of product. A pet insurance company and policy needs to be chosen around the needs of the pet, the wants of the pet owner, and the budget available for the pet’s healthcare expenses.”
For example, lets say your pet is hit by a car and is rushed to the nearest veterinary hospital. After an emergency surgery, the total bill comes to $2,500. Without pet insurance, youd be on the hook for the full amount. However, if you had a mid-tier policy with a $500 deductible and an 80% reimbursement rate, youd only be responsible for $1,000 out of pocket.
How Does Cat Insurance Work
With Complete CoverageSM, you visit your veterinarian, pay the bill as usual, and then submit a claim. The fastest way to submit your claim is to use our free My Pet Insurance app or online at our Member Center. After we process your claim, we can deposit your money right into your bank account if you sign up for direct deposit. Otherwise, well mail your reimbursement checks.
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How To File Claims
Trupanion offers Straight Pay out service to animal medical practitioners that are within their network, whichenables the insurance policy holder to pay out merely their portion of the costs up-front, while the insurer pays for the covered section straight to the vet. This system is convenient in the unlikely event of a sizable vet costs that the insured may not have the ability to pay of pocket.
Policyholders may use any sort of vet of their picking, but outside the network, professes service a reimbursement manner. This indicates the insurance holder is going to compensate front and be actually refunded for the covered part. Some vets might allow the bill to continue to be unsettled hanging the case, in whichinstance Trupanion may still spend straight, however that is up to the veterinarians workplace.
Claims could be provided on the web, or the type can be downloaded and install and also sent in via email, facsimile, or even frequent email.
There is actually additionally a toll-free line on call for claims aid.
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Submit Your Pet Insurance Claims Online
If you have a claim for an accident, illness, wellness visit, or other covered treatment, you can go to the Member Center and submit it online. Youll need to enter some information about what happened to your pet or the treatment they received and upload a picture of your veterinary invoice.
Its a fast and convenient way to get your claims to us. And remember, the quicker we get your claims, the sooner we can begin processing them and working on getting your reimbursement out to you.
There are other ways to submit your claims, including using our My Pet Insurance app or submitting them by email, fax, or mail. You can use whichever method works best for you. Youll find our email, fax, and mailing address right on our claim form.
Did you know? In addition to our Member Center, we have the My Pet Insurance app that you can use to submit and track claims, make a payment, review your coverage, and more. Learn about the My Pet Insurance app.
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How Do You Know Which Vets Accept Pet Insurance
Pet insurance doesnt pay your veterinarian directly. Instead, your provider will reimburse YOU for your veterinary costs after you pay your vet and submit a claim to the insurance company. This way, you dont have to worry about whether your vet takes a certain policy or not you can use any veterinarian you like!
How Do You Get Pet Insurance For A Dog
Buying pet insurance can seem confusing. At the time of this writing, there are over 20 companies offering pet insurance in North America with new companies add and others ending on a regular basis. Understanding what each company offers and how they differ can be nearly impossible. Each company structures their plans differently enough making it very difficult to compare apples to apples.
To get pet insurance all you need is to have a dog that is eligible. Some dogs are eligible at any age and others have age limitations.
To get pet insurance for your dog it is pretty simple. Either call or go to the pet insurance company website that you are interested in and sign up. They will determine your eligibility. You will need to decide what level of coverage you want that may include choosing a deductible and choosing a co-insurance percentage .
As you obtain a pet insurance policy for your dog, the company will indicate if you qualify for pet insurance and how to pay your premium. Some companies offer discounts if you pay by direct deposit or by paying for the annual premium at once.
I hope this gives you more information on how to get pet insurance for your dog.
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Alipay Uses Ai Snout Recognition To Sign Up For Pet Insurance
With a new AI-based feature in the Alipay app that recognises an animals unique nose print, pet owners across China can now use the close-up of their furry friends digital profile taken from their mobile phones to take out an insurance for their pets medical bills.
Traditionally, a microchip implant is the method commonly used for digitising a pet s identity, but many pet owners in China are reluctant to pay for this or risk causing discomfort to their pets Alipay says its technology is less invasive and has an accuracy rate above 99%.
Nose prints have long been ;used to track and locate lost animals. Similar to facial recognition, experts long believe that the skin patterns of a dogs or a cats nose in unique to an individual animal. Backed by this principle, Alipay developed a software that uses AI to create a biometric template for an animal based on its nose print, according to a news report by China-based Caixin Global.
The Chinese payment giant has teamed up with Ant Financial, which has just launched its first insurance program for cats and dogs. It is offered in partnership with China Continent Insurance and digital insurer ZhongAn.
The pet insurance is available for cats and dogs between the ages of three months and ten years, premiums ranging between RMB199 and RMB799 that can cover up to RMB20,000 in medical bills a year.
Plan For Premium Increases As Your Pet Ages
You also want to keep in mind that monthly premiums will increase as your pet ages. This is because older pets are more susceptible to disease. If the company youre getting a quote from has an online form, you can get a preview of how rates will increase by adjusting your dogs age and noting the increase in premium.;
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How Does A Pet Insurance Deductible Work
The deductible is the portion of the bill youre responsible for before you can start being reimbursed for veterinary costs. Most plans come with an annual deductible. For example, if your annual deductible is $1,000, youll need to pay for $1,000 in veterinary costs each year before you can start getting reimbursed for veterinary costs.
Why Do We Need To Explain It To Children
This may be a simplistic version of pet insurance, but it still touches on all of the important elements associated with acomprehensive pet policy. It is crucial that we remember that 5-year-olds retain a lot of information. Its important that we instil the need for pet insurance in them at a young age. We want to raise future responsible pet parents and the best way to do that is to enforce iit on them at a young age.
Butpet insurance extends beyond just benefits for an animal.
It will also teach your child the importance of health and wellness. It is crucial that they understand that taking care of your well-being is an important part of life, for both humans and animals. Taking out coverage that will keep you safe and healthy is an absolute essential.
So, dont shy away from having important more mature conversations with your kids when it comes to introducingwellness routines in your home. They will thank you for it later in life when they can replicate the same practices in their own homes one day.
Remember that once insurance becomes a norm in your house, it will become a norm in their lives!
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How Much Does Dog Insurance Cost
Complete CoverageSM does not include preventive care coverage, but you can add it to your plan at a low additional cost. It can help you manage the costs of services that keep your dog healthy, such as annual exams, heartworm medication, vaccines, dental cleanings, and more.
- Pick your annual limit: This is the most you can get reimbursed during your plan year. We have annual limit options ranging from $3,000 to unlimited, but we find that a $5,000 or $10,000 limit is the right fit for most people. If you choose a lower annual limit, youll pay a lower premium. If you go with a higher one, youll have the potential to get reimbursed more per plan year.
- Choose your annual deductible: You can choose a $100, $150, or $250 annual deductible. If you opt for a higher deductible, you can reduce your premium. Just keep in mind youll need to satisfy that higher amount before you can start getting reimbursed.
- Select a reimbursement percentage: You can opt to get reimbursed 70%, 80%, or 90% of covered veterinary costs. A lower reimbursement percentage will give you a lower premium. However, youll get less back on your covered claims.