Wednesday, June 15, 2022

Is Bulgaria In Europe For Travel Insurance

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Who Do You Need To Contact

SOFIA Bulgaria | First Impressions | Balkans Travel 2021

National Health InsuranceFund

  • Address: Ul. Krichim No 1
  • 1407 Sofia

National telephone line for public information: +359 80014800 . The duration of one consultation is 5 minutes.Telephone: +359 29659387 from analogue and mobile telephones.

Information for citizens relating to their health insurance entitlements in the European Community:Telephone: +359 29659116

Information for medical treatment in Bulgaria and abroad:

Telephone: +359 2 965 9193

National Health Insurance Fund experts work from 9.00 to 17.30 from Monday to Friday.

Consultation centrefor citizens relating to their health insurance entitlementsin the European Community:

  • Address: Lozenets, Ul. Krichim No 1
  • 1407 Sofia

Schengen Visa Insurance Requirements

Medical insurance for a Schengen visa must meet the following criteria:

  • A minimum coverage of at least 30,000 EUR .
  • It should cover all member states of the Schengen Area.
  • Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.

Travel insurance companies AXA and Europ Assistance provide the mandatory insurance certificate required when applying for a Schengen visa.

Even though travel health insurance is worth having for all travellers to Europe, not everyone is required to have it. A travel insurance policy is a mandatory requirement only for travellers who need to apply for a Schengen visa. This group of travellers is always required to have the needed coverage for the entire period of their stay in Europe, regardless if they go there for business, tourism, studying, holidays, or for other reasons.

Foreign travellers visiting Europe who enjoys visa-free travel to the Schengen zone can get their preferred travel insurance policy if they want to and while it is highly recommended they are not required to.

If Youre Travelling To Norway Iceland Or Liechtenstein

In Norway you can use a UK passport to get medically necessary healthcare .

If youre travelling to Norway, Iceland or Liechtenstein, you should get appropriate travel insurance with healthcare cover before you travel. Make sure it covers any pre-existing conditions that were previously covered by your European Health Insurance Card .

You can read advice on buying travel insurance with the right cover.

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Use Of Your Personal Information:

To allow our insurance partners to quote you, we, VFS Global, will need to share some of your personal information with them. To allow us to do so, you need to consent to this. Clicking the box below indicates that you have agreed to us sharing your personal information with our insurance partners and receive quotes from them.

For more information about how we use your personal information, please review our Privacy Policy. You can also review our insurance partnerâs Privacy Policies – youâll be able to find these on their websites when you click through to the next page.

Is Bulgaria In Europe For Travel Insurance

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Is Bulgaria In Europe For Travel Insurance. Optional coverage for flight delay or trip cancellation. Once you purchase the plan, you will receive all the plan documents in your email inbox, including the necessary visa letter.

It also allows you to obtain the travel insurance certificate required with your. In bulgaria, you may need to show proof of travel insurance at the port of entry. Enroll in academic studying programs in europe. The only possible cloud on the travel horizon for europe and the u.k. (and the hope that the u.s.

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Travel Insurance Is A Must When Applying For A Schengen Visa

Extract from Regulation No 810/2009 of the European Parliament and of the Council of 13 July 2009, which entered into force on April 5 of 2010:

Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay on the territory of the Member States. The insurance shall be valid throughout the territory of the Schengen Area Member States and cover the entire period of the persons intended stay or transit. The minimum coverage shall be EUR 30,000

Which Student Health Insurance Is Required For Bulgaria Student Visa

Health insurance in Bulgaria is mandatory during the whole duration of studies.Non EU/EEA nationals

Third countries students are those whos nationality is non European Union or non European Economic Area country.Students from Non EU countries must arrange self their health and assistance insurance during their studies in Bulgaria. Students have to sign up for a medical insurance either for a year . The health Insurance must be translated in Bulgarian language.

An international health and assistance insurance is recommended and provide the following benefits :

  • Valid for obtaining the travel visa to Bulgaria

  • Cover emergency medical costs in Bulgaria and worldwide

  • Cover all assistance benefits necessary during studies in Bulgaria :

    • Emergency medical benefits
    • Repatriation to your home country
    • Ambulance by air, sea and ground
    • Search and rescue
    • Accidental death and disability benefits
    • Third party liability insurance

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    Travel Within Eu Countries

    If you are traveling within the EU, in most cases you will be covered by the reciprocal agreements as part ofthe EU Social Security Coordination. Essentially, this means that you will be able to travel through Europe andreceive medically-necessary care just as you would in your home country. Its important to remember that theremay be some differences in the way care is sought, and you may be responsible to pay a portion of the medicalcare out of pocket.

    If you are already insured by a state social security system from any Member State of the EU, you are likelyeligible for a European Health InsuranceCard . Even though you will be able to seek necessary treatment,there are still many benefits that a reciprocal agreement wont cover. For example, emergency medicalevacuation, lost luggage and personal liability expenses are not part of this agreement. For these and otherunforeseen expenses, it is ideal to purchasea travel medical insuranceplan.

    Do I Need Travel Insurance If I Have An Ehic Or Ghic Card

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    If youre travelling within the European Union , then an EHIC card is an important document to have. It is not however a replacement for European travel insurance. Also, despite the UK leaving the EU in January 2021, the EHIC remains valid for UK holders until the expiry date of their card. However, once your EHIC has expired you will have to apply for a Global Health Insurance . The GHIC will take the place of the EHIC and can be applied for and ordered now if you don’t already own an EHIC.

    Both the EHIC and the GHIC entitle you to cheaper emergency treatment in a number of EU countries. Although the card entitles you to the same treatment as local citizens, you should be aware that many countries do not have their version of the NHS, so you may still have to pay for some aspects of healthcare.

    For this reason, you should still take out travel insurance for Europe. That way, your medical bills will be included in your cover, and youll also be covered for things like cancellations, delayed flights and delayed personal possessions.

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    Do I Need Travel Insurance For Bulgaria

    If youre planning a holiday in Bulgaria, you should always make sure you have travel insurance before you set off. That way, youll be protected against many common travel problems while on your trip. For instance, travel insurance can cover you against illness, accidents, lost baggage and theft.

    Travel insurance also means youll be able to reclaim your costs if you have to cancel or cut short your trip in an emergency so you can relax and enjoy your holiday.

    Is Bulgaria Safe 7 Tips To Know Before You Go

    Coronavirus and travel: The situation around the world is changing dramatically. Various governments have changed their travel warnings to restrict travel during this time. To understand how this may impact cover under your policy, please go to our FAQs and select your country of residence.

    For the latest travel warnings and alerts around the world, read about lockdowns and border restrictions.

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    Do I Need Travel Medical Insurance For Bulgaria

    It is mandated by the Bulgarian government that every overseas traveler must buy medical insurance. If you live in Europe and have EHIC , you are still required to buy travel medical insurance for Bulgaria. If you’re arriving from outside Europe without insurance, you can buy it from the airport. However, it is better to purchase travel medical insurance in advance, as you will have more options and can pick the plan that best fits your needs.

    The Schengen Europe Travel Insurance An Extensive Coverage


    You are not quite sure of your European itinerary but you need to be covered everywhere, wherever your travels take you for business or pleasure ? AXA Europe Travel is the Europe visa insurance you need to stay anywhere in the Schengen area as well as in any country of the European Union.

    After subscribing to your Europe Travel insurance on line, you will receive a certificate by email. You must enclose it with your Schengen visa application: it meets all the requirements of the countries of the Schengen area.

    It offers the basic warranties required for your medical and repatriation expense coverage. If you do not provide this travel insurance certificate, your application will not be examined and your visa request will be denied.

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    Bulgarias Eu Digital Covid

    The country has been among the first countries to implement the EU Digital COVID-19 Vaccination Passport on June 1, a month ahead of the deadline set by the European Union.

    The document has been established by the EU in a bid to restore the freedom of travel and revive tourism, significantly affected by the pandemic.

    The scheme has been fully running since July 1, 2021, and will be effective until June 21, 2022, with the possibility to be extended if necessary. The certificate is free of charge, and anyone who has been fully vaccinated with the EMAs authorised vaccines, recovered from the virus or tested negative is eligible to obtain one.

    So far, Bulgaria has approved for using the following vaccines: Pfizer/BioNTech, AstraZeneca, Janssen, and Moderna. In addition to these four, Bulgaria also accepts for entry Covishield, Sinopharm and Sinovac.

    What Does Europ Assistance Travel Insurance Not Cover

    Europ Assistance Travel Insurance does not cover any of the following:

    • Persons aged 75 or more.
    • Any costs which you have not notified Europ Assitance of and for which you have not received an authorization.
    • Any expenses occurring before the insurance policy starts or ends.
    • Any expenses for which you cannot provide documentary proof.
    • Any medical expenses in your country of residence.
    • Any expenses related to the following: mental illness, preventative medical check-ups, cosmetic surgery, heat treatment, Acquired Immunodeficiency Syndrome, alternative and complementary medical treatments, physiotherapy and/or rehabilitation.
    • A trip where the purpose is medical treatment or surgery.
    • Non-urgent dental interventions, such as normal decay of the tooth or dental prostheses or damage to dental prostheses.
    • Vaccinations.
    • Medical treatment, which can be reasonably delayed until you return home.
    • Expenses related to the extension of your Schengen visa.
    • Anyone who is included on the international lists of potential terrorists.
    • Any medical treatment which you scheduled before or during the trip, and is not an emergency.
    • The cost of prescription eyeglasses or contacts, implantation substitution , the removal or repair of prostheses, as well as anatomic or orthopaedic parts.
    • Expenses related to stays in a rest home.
    • Expenses related to physiotherapy, physical education, chiro practice.
    • Expenses related to the shipping of medical drugs.

    There are also restrictions on the following:

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    Could You Save Money By Buying An Annual Policy

    If you are planning a number of trips over the next 12 months, an annual multi-trip policy could save you time and money, enabling unlimited travel during a 12 month period.

    Having an annual policy will give you added peace of mind and flexibility knowing you are covered whenever you wish to travel. Annual travel insurance

    Health Care Not Linked To Health Insurance

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    Even if you do not have health insurance, you are entitled to:

    • emergency care

    All Bulgarian citizens and EU citizens are entitled to:

    • vaccines for mandatory immunisation and re-immunisation
    • vaccines for special indications and in extraordinary circumstances
    • specific serums, immunoglobulins and other bio-products connected with the prevention of contagious illnesses
    • technical equipment for applying them
    • all anti-epidemic activities
    • access to health care activities included in national, regional and municipal health programmes.

    Children in care in health institutions are entitled to free medical and social care.

    The Health Insurance Fund examines applications for financing treatment in the cases mentioned above. Amounts of money for treatment are paid on an individual basis in accordance with the child’s illness and the cost of the treatment in a foreign hospital.

    The finance application procedure is described on the NHIF website.

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    Vaccines And Diet Considerations For Europe

    There is no universal standard on mandatory vaccines to enter Europe. You should be up to date on all routine vaccines before every trip. These vaccines include the Measles-Mumps-Rubella vaccine, diphtheria-tetanus-pertussis vaccine, varicella vaccine, and the polio vaccine. In some parts of Europe, vaccines for Hepatitis A and B are recommended. Rabies vaccination may also be recommended if you are participating in cave exploration. The Center for Disease Control has a comprehensive database of all recommendations for each European country.

    In general, all of Western Europe has safe tap water and most of Eastern Europe does as well. But in Romania, Greece, Hungary, and Bulgaria in particular, check with your hotel staff. In most urban areas the tap water is potable but that may not be the case in their more rural regions.

    In many parts of Europe, milk and other dairy products might be raw, meaning that they are not pasteurized. Therefore, this might not be the right choice for all travelers. If you are pregnant or if you have ongoing health concerns, speak with your doctor to make sure your trip is as healthy as possible.

    Do You Need A Visa For Europe

    Currently, you do not need a visa for short trips to Iceland, Lichtenstein, Norway, Switzerland and any country in the European Union . If you dont have a visa, you can stay for up to 90 days in any 180-day period. This 90-day limit is an accumulation of the time spent in all of these countries during the 180-day period. If you exceed this limit, you may require a visa.

    These rules are slightly different for visits to Bulgaria, Croatia, Cyprus and Romania. Only the time spent within any one of these countries counts towards the 90-day limit within the 180-day period.

    You may require a visa if you are travelling for business, work or study. It’s also possible that youll need to complete the online ETIAS application form before setting off.

    Bear in mind that with our European Annual Travel Insurance, we include some countries that are outside the EEA for example Egypt and Libya. You will need a visa to travel to these countries. You can check the entry requirements here.

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    Cost Of Travelling In Europe Without Travel Insurance

    While medical treatment in Europe is not as expensive as in the US, for example, it still does not come cheap. The actual cost will depend on the specific country you are visiting, whether you seek treatment in a public or private hospital and the severity of your condition. A simple doctors visit for the flu or stomach bug might not set you back too much usually about 30 but if you get into an accident or have a broken arm or leg, then the prices can easily creep up.

    In France for example, a doctors visit is about 25. If you need to be hospitalized, you would pay around 18 per night in addition to the cost of treatment. It is similar in Germany visiting a GP is about 25-30, with prices increasing with the nature of your condition and a separate fee for each night you spend in the hospital.

    But this is only in public hospitals if you are admitted to a private hospital, you can easily expect to have a bill in the hundreds if not thousands

    On the other hand, travel insurance for Europe for a single trip ranges from 18 to 35 in most reputable insurance companies. Looking at the bigger picture, this price is likely a very small fraction of the overall cost of your trip and well worth it for your peace of mind.

    Do I Need To Have Had Both My Covid Jabs To Be Covered


    As long as youve had the vaccines youve been offered for Covid-19, you should be covered. If you havent been offered both doses yet or youre medically exempt then you can also be covered.

    If youve refused any doses of the vaccine or havent been able to have a dose youve been offered, you wont be covered.

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    How To Get Schengen Travel Insurance With Europ Assistance

    You can buy travel insurance on the official website of Schengen Europ Assistance . You only need to enter the nationality, age, and the intended days of travel for each person you are insuring. You can add up to nine people under one plan.

    Then you can proceed to the payment of the policy via Visa, MasterCard or American Express credit/debit cards, or PayPal. Someone else can pay on your behalf their name will not be shown on the Insurance Certificate.

    Immediately after purchasing the policy, you will receive an email with your Insurance Certificate and Special Conditions documents, which include your policy number and the conditions of your travel insurance plan. You can also download these documents from your account.

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