Wednesday, June 15, 2022

Is Dental Implant Covered By Insurance In India

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Tooth/ Root Piece Extraction

Dental Implants Cost in India

Tooth extraction from dental implant site especially in Immediate Implant Placementis different from normal tooth extraction as it is to be done slowly and precisely to conserve as much amount of bone as possible. Or sometimes we perform additional procedures such as Socket Shielding to protect remaining thin natural bone. So the cost may vary from 500- 5000 INR.

Does Insurance Covers The Cost Of Teeth Implant Surgery In India

  • Unfortunately most of insurance companies in India do not cover dental implants cost as they consider it to be a cosmetic procedure.
  • Thankfully some of them have started covering some part of implant procedure cost by recognizing its long term health benefits over other treatment options.
  • Some companies do cover the part of implant treatment cost equivalent to any alternative dental treatment such as bridge or dentures
  • Some insurance companies do provide the claim for Dental Implant crown if not the surgical implant insertion cost .
  • Patient must thoroughly investigate with an insurance company that what portion of dental implant cost is covered in their plan

What Are The Types Of Dental Implants Why Are They Used

Historically, there have been two different types of dental implants:

  • endosteal and
  • subperiosteal. Endosteal refers to an implant that is “in the bone,” and subperiosteal refers to an implant that rests on top of the jawbone under the gum tissue. Subperiosteal implants are no longer in use today because of their poor long-term results in comparison to endosteal dental implants.
  • While the primary function of dental implants is for teeth replacement, there are areas in which implants can assist in other dental procedures. Due to their stability, dental implants can be used to support a removable denture and provide a more secure and comfortable fit. In addition, for orthodontics procedures, dental mini-implants can act as temporary anchorage devices to help move teeth to a desired position. These mini-implants are small and temporarily fixed to bone while assisting in anchorage for teeth movement. They are subsequently removed after their function has been served.

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    Bharti Axa Smart Health Insurance Policy

    The Smart Health Insurance Policy is an all-inclusive health insurance policy that not only covers regular hospitalisation expenses but also day care treatments, treatments for critical illnesses, out-patient emergency treatments, etc. Along with these is the coverage for out-patient dental emergency treatments that was called for by an accidental injury.

    Dental coverage details under Smart Health Policy

    • The coverage is offered for treatments or surgeries conducted by a dentist for emergency situations wherein an accident caused damage to the individuals natural teeth or gums.
    • Follow-up treatments, up to 15 days after the treatment, are also covered under the policy.
    • The limit for dental coverage is mentioned in the policy.

    Types Of Insurance Plans

    Dental Implant Insurance Coverage In India

    When looking to get dental insurance, you will have to consider the type of plan that best suits you. Dental Maintenance Organization and Dental Preferred Provider Organization are the two most common types of plans. Dental HMO plans are a lower-cost option you can choose your primary care dentist and need a referral from your primary care dentist to go to a dental specialist. In a PPO plan, you do not need a referral to a dentist, and the costs are lower if you select a dentist in the network. A Dental Indemnity Plan is another type of insurance plan that allows you to visit any licensed dentist in your state or the United States. A referral to the dentist or dental specialist is not needed.

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    The Overall Cost Of Dental Implants

    There are several different types of implants and each type varies in cost.

    The price will also be dependent on any additional treatments that need to be done prior to or along with your implant procedure.

    Additional procedures include bone grafts and sinus lifts, which might be necessary before your implant procedure.

    We will work with you to carry out an analysis of your specific needs.

    Following your requirements, we will create a treatment and payment plan suitable for you.

    Prices include implant, post and crown.

    Can Dental Implants Always Be Used To Replace Missing Teeth

    In addition to your general oral health, a key requirement for dental implants is having enough bone in your jaw. If you dont, then it can usually be rebuilt using a procedure called bone augmentation. See bone grafting for dental implants for further information.

    If the bone in your jaw is not deep or wide enough, you may need bone grafting before implants are placed. This is because chewing is a powerful action and can exert a lot of pressure on the jaw. Implants need to be large enough to resist the forces of chewing and so there needs to be enough bone to support the size of implant. If the bone cant support it, then the implant is likely to fail. A bone graft can increase bone volume in order to create a solid, reliable base to anchor the implant.

    Bone loss can occur because of lack of chewing stimulation caused by long-term missing teeth, denture use, gum disease and through ageing or injury.

    Your dentist can conduct tests to check bone health and volume, and discuss the many different ways to rebuild it.

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    Implant Teeth Cost Vs Other Teeth Replacement Options

    When the cost of Dental implant procedure is compared to other modes of teeth replacement solution such as Dental Bridges and Dentures, it should be considered the longevity, comfort and ease provided by dental implants are much more than the traditional methods.

    While the Bridges or Dentures could be less expensive initially but their long term maintenance cost is much higher when compared to maintenance costs of Dental Implants.

    In Dental Bridge one has to undergo cutting of a healthy teeth. Which any way jeopardize teeth health making it more prone to sensitivity and decay. On the other way, Dental implants once placed properly and maintained they usually function for a very long time even lifetime without harming natural teeth.

    Dentures, on the other hand dissolves jawbones over the time making them loose and need relining or replacement in few years. While Teeth replaced with implants stimulate the bone formation and keep it healthy.

    Dental Implant Cost In India And The Factors That Influence Them

    Affordable Dental Implants India | Dental Implant Procedure & Surgery – Max Hospital

    In the realm of dentistry, a dental implant in India is a common procedure. It is the most effective way to replace a single or numerous lost teeth. People are concerned about the techniques cost. In India, the cost of dental implants may be more than the cost of a bridge. However, it has a number of advantages as well as a long-term cost recovery.

    If youve lost a tooth or are considering dental implants, this information may be useful to you if you think the procedure is too costly.

    How much does a single tooth dental implant cost?

    Depending on the type and company of dental implants in India, a single implant with its cap/crown might cost anywhere from 20,000 to 50,000 rupees. As a result, a bridge could cost anywhere from $9,000 to $30,000, depending on the type of material used, such as PFM, Zirconia, or Emax. Furthermore, your two asymptomatic normal teeth adjacent to the missing tooth will be clipped.

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    Types of Dental Implants

    Dental Implants with Immediate Loading

    Immediate loading implants may be less expensive and provide faster results. The cost of immediate loading implants, including the crown, is 40000 INR.

    2. Bone Density and Strength

    Your bone strength must be enough since dental implants are implanted into your bone. That is why imaging scans, which demonstrate the condition of your bone and jaw structure, are essential. This is critical since it affects the cost of your dental treatment.

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    Type Of Prosthetic Teeth And Cost

    Main purpose of putting dental implant is to fix a tooth or set of teeth on top of it. So therefore quality of artificial tooth should be equally best in class in regards to material quality, aesthetics & skill of implant technician. Nowadays we have thousands of dental laboratories in every city but very few of them are trained in doing Dental Implant work with proper technique.

    Cost of Dental Implant Crown can vary from 4000-20000 INR depending upon

    • Material
    • Type of Dental Implant prosthesis
    • Warrenty on dental Implant crown

    How Much Do Titanium Implants Cost

    Overall, the average cost of dental implants can range between $2,000 and $6,000 per tooth. Titanium implants cost less to manufacture, and are thus less expensive for use in dental procedures.

    The exact cost of titanium dental implants is based on the number of teeth being treated, your provider, and your location. X-rays, abutments, crowns, anesthesia, and tooth extractions are all considered separate costs.

    Certain dental insurance plans do cover implant procedures. Contact your provider for details concerning out-of-pocket costs.

    If you are uninsured or under-insured, your provider may also offer financing and payment plans. You can also ask about possible self-pay discounts to help offset the costs of your titanium dental implant procedure. This article provides additional suggestions for free or reduced cost dental care.

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    Mini Dental Implant Cost In Gurgaon India

    • Mini Dental Implants are the titanium implants inserts smaller in diameter as compared to regular conventional implants.
    • They usually have a single-piece structure.
    • They are mostly used when there is less bone width
    • Mini dental implants are cheaper than regular implants.
    • Cost of mini Dental Implants range from 15000-20000 INR.

    What Do Dental Insurance Plans Offer

    Dental Implant Insurance Coverage In India

    None of the major insurance companies in India offer dental insurance as an exclusive cover, with just a few providers who cover dental at all. In most instances, dental treatments are covered in case of accidents or cancer treatments that require hospitalization in which case, they would be limited to repairing damages.

    Dental treatments that include cosmetic surgery, dentures, dental implants, dental prosthesis, orthognathic surgery, orthodontics, jaw alignment or treatment for the jaw joint, upper and lower jaw bone surgery, and any minor surgery related to the jaw is usually not covered.

    Depending on the insurance plan, insurers also cover dental treatment as part of OPD services that require payment of an additional premium, which is often very high. There are also several limiting factors or terms appended to the policy, which need a closer look before signing up.

    While there are some inroads being made towards providing dental insurance, comprehensive dental coverage is yet to be streamlined and made available widely in India today.

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    Though Outpatient Patient Department

    Many health insurance plans like HDFC ERGO Health Suraksha offer optional benefits like outpatient dental treatment on an additional premium over and above the base premium subject to policy conditions.

    Under Appolo Munichs Easy Health Plan, outpatient dental treatment is covered after a waiting period of 3 years. The coverage is provided only under the Premium Plan with a cap on the scope of coverage. Up to 1% of the Sum Assured can be utilized as a benefit amount up to a maximum of Rs.5000 if Sum Assured ranges from Rs.4 lakhs to Rs.10 lakhs. The maximum limit increases to up to Rs.7500 if a coverage level of Rs.15 lakhs to Rs.50 lakhs is chosen.

    Bharti AXAs Smart Health Insurance Plan considers dental treatment in the list of exclusions, out-patient emergency dental treatment due to an accident is covered under this plan. The coverage is provided under the optimum plan variant up to a maximum of Rs.3000 and Rs 5,000 for a Sum Insured of Rs 3 lakhs and Rs.5 lakhs, respectively. The plan also offers a follow-up treatment by the same dentist up to a maximum of 15 days, considering the maximum allowable limit.

    So What Can You Expect To Pay On Average

    The average cost for an implant is going to be between $1,000 to $3,000 for just one implant, then you will need to pay around $500 to $3,000 for the abutment and crown.

    If you need a sinus lift you will need to add another $1,500 to $2,000 to the costs.

    This means in total, you will be looking at anywhere between $3,000 to $8,000 for just one implant.

    Needing more than one implant can range from $3,000 to $30,000 and in some cases up to $100,000 in costs..

    Its easy to only think about the actual implant itself, but it is essential to think of additional fees that you might need to pay such as x-rays, extractions, bone grafts, etc.

    The reason the price is so high is mainly that you are having surgery and there is a complete process for getting a dental implant you cant just get it done in one visit.

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    Questions To Ask Your Insurance Company About Dental Implant Insurance Coverage

    To find out more about your specific insurance coverage and policies, youll need to speak with your insurance provider. You can use the list of questions below to guide the conversation. You can also use these questions if youre looking into dental insurance coverage, especially for dental implants.

    Do You Need Dental Insurance For Implants

    Is there a Dental Insurance policy in India?

    Its always a good idea to explore your options to determine if dental insurance for implants is the way to go for you. First, assess your needs and determine if implants are the best choice or if you should consider some other options such as dentures. Then, get some prices for implants with and without insurance.

    Dental insurance that covers 50% of your implants still may save you thousands of dollars.

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    Are Dental Implants Successful

    Dental implants have a very good success rate. According to The Association of Dental Implantology , dental implants are successful in ninety-five per cent of all treatment cases. Implants are a reliable, predictable way to replace missing teeth.

    Dr Colin Neil believes that dental implants are, the gold standard method for replacing missing teeth, problematic bridges or dentures.

    How Much Does Delta Dental Cover For Implants

    While Delta covers 100% of routine procedures, they cover 50% of major dental work like implants. There are downsides of these plans for Delta dental implants coverage. For instance, these plans have waiting periods, annual maximums and deductibles, and some policies don’t cover preexisting conditions, which includes missing teeth. That means that you can’t purchase this insurance for dental implants if you already have missing teeth.

    Delta cautions that if you are enrolled in one of their implant coverage plans, you should always ask your dentist for a pre-treatment estimate before you begin treatment so that you’re clear on how much your Delta dental implant cost will be how much the plan will cover.

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    Learn More About Dental Implants With Hiossen Implant

    As one of the top five dental implant companies worldwide, Hiossen Implant provides safe and innovative implant solutions. Through extensive testing, research and expert input, Hiossen has created high-quality implants that both our clinicians and patients trust. With Hiossen Implant, you can reap the benefits from our commitment to shorter healing times and convenient aesthetic solutions.

    Contact us today to learn more about our dental implants or find a Hiossen Implant location near you.

    Star Health Insurance Covers Dental Treatment

    Insurance For Dental Implants In India

    Star Outpatient Care Insurance Policy is designed to offer coverage especially for OP consultations, non-allopathic treatment expenses, diagnostics, physiotherapy, dental, ophthalmic treatment expenses, pharmacy expenses and more. Star Outpatient Care Insurance Policy offers three different plans with varied benefits: Silver Plan, Gold Plan and Platinum Plan. The policy holder can also avail of the benefits of discounts on premium up to 25% after 2 continuous claim-free years on this policy only with Star Health Insurance.

    With Star Comprehensive insurance policy, the insured can avail coverage for dental treatments under OPD expenses as per the policy clause.

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    Are Dental Implants Covered By Insurance

    Basic dental insurance policies dont typically cover a dental implant procedure. Youll need to look into cosmetic dental procedure coverage, which covers a portion of dental implants. Your dental implant insurance coverage could be 50% of the cost, meaning your insurance covers half of the procedure. Remember your deductible, or how much you pay for a service before the insurance covers it, could apply depending on your other dental needs that year.

    Your medical insurance may also cover dental implant procedures, but that will vary based on your policy. If you dont have dental insurance or coverage under your existing insurance, you can either seek a policy that covers dental implants or look into discount dental plan memberships.

    Temporary Implant Tooth Cost

    Sometimes due to aesthetic requirements or patient demands we need to provide temporary prosthesis especially for front tooth or a complete set of teeth for few months till we provide permanent implant crown or bridge. The cost of temporary prosthesis is depends on its material and aesthetics which may range from 500 to 3000 INR.

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    Things To Remember When Buying Dental Insurance

    In India, since dental health insurance is a part of most health insurance policies, it is important to ensure that the health insurance plan you buy includes a dental insurance cover that meets your needs. And this is why, our two health insurance policies, namely, Tata AIG MediCare and Tata AIG MediCare Premier offer dental insurance coverage as per your requirement. Here is what you should look out for while purchasing a dental cover:

    While buying a dental insurance policy, it is also wise to carry out some research on the medical terms and names of the procedures so that you can easily read the policy document when purchasing the dental plan.

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