Wednesday, June 22, 2022

When Is It Ok Not To Have Health Insurance Everfi

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All New Undergraduate Students Are Required To Complete These Courses During Their First Semester This Includes Online Statewide And Flagstaff Campus Students

Breastfeeding While You Are Having Cold or Fever – Is It Safe?

An email with instructions for completing the required courses will be sent to your NAU email account shortly after the beginning of the semester.

Failure to complete these courses within 30 days from when you receive the initial Everfi email will result in a $50 program fine.

The content in these educational courses is designed to help create a healthy and safe physical and virtual learning environment for all NAU students. The AlcoholEdu course will provide you with information that is important for you to know about alcohol and other drugs, whether or not you engage in substance use. The Sexual Assault Prevention course helps NAU meet federal requirements of the Sexual Violence Elimination Act to provide prevention education to all NAU students about healthy relationships and sexual violence prevention.

You will receive the initial Everfi email shortly near the start of each semester. Weekly email reminders will also be sent. If you are a new undergraduate student and you have not received any Everfi emails by the end of August, check your spam folder. If you dont see these emails there please contact the Health Promotion office at .

Understand Your Injury Coverage

In most states you would make a claim for your injuries through the at-fault persons auto insurer. If they are uninsured, you could make a claim through your own uninsured motorist bodily injury coverage, if you have it, or through your health insurance.

There are some states that require you to purchase personal injury protection and have slightly different rules for collecting for your injuries after an accident. For example, your PIP coverage pays for your medical expenses and lost wages, even if you are not to blame for the crash. Receiving your PIP benefits requires you to make a claim under your own insurance policy. A deductible and/or copayment may be due when you use your PIP coverages.

This is commonly the situation in no-fault states although the law differs in each one. Some no-fault states give you the option of contacting the at-fault driver’s insurer to recover medical expenses not paid by your PIP. Your vehicles property damage would still be claimed through the at-fault partys liability coverage in no-fault states .

According to the Insurance Information Institute, 12 states and Puerto Rico have no-fault insurance laws: Florida, Hawaii,, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota Pennsylvania and Utah. If you live in one of these states, its wise to check with your insurance agent, or your state insurance department, for the tips on how to handle third-party accident claims.

Trustage Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


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Complete Immunization & Health Insurance Enrollment

UC encourages COVID-19 vaccinations for university communities while reviewing policy requirements. More information on University Health Services requirements can be found at as more information becomes available. All incoming UC Berkeley students are required to comply with the immunization and TB screening mandate by July 31, prior to coming to campus. Also, be sure to check Student Health Insurance Plan enrollment and waiving options: All UC Berkeley students are enrolled in SHIP annually with an option to waive with their own insurance if it meets UC-wide criteria by July 15. Berkeley SHIP coverage begins August 1. Note: Be sure to check the SHIP website for the most up-to-date deadlines/fees.

Vaccination Requirements For Return To Campus

Its Okay To Not Be Okay. This saying is known enough that ...

The University of San Francisco will require all undergraduate and graduate students, as well as all faculty and staff employees, to be fully vaccinated for COVID-19 for fall 2021. The requirement will go into effect at the start of the fall semester on .

As of June 1, 2021, here is a list of vaccinations that will meet your requirement:

  • Pfizer
  • BIBP/Sinopharm
  • Sinovac/Coronavac

If you have received your COVID-19 vaccine, either dose 1 and/or 2, please upload all vaccine results to Med+Proctor. Please note: students only need to provide their USF email, student ID and name to create their account. After registering your information and completing your free online profile, you may choose to pay an optional one-time fee of $10 for membership benefits, but it is not required.

With proper documentation, USF will accept medical exemptions and religious beliefs exemptions to the COVID-19 vaccine requirement. Medical exemption requires a letter from a health care provider stating that the immunization is medically contraindicated. Proof of medical exemption can be submitted directly to Med+Proctor.

Religious beliefs exemptions will only be accepted for the COVID-19 vaccine . An exemption requires a signed written statement from the student describing the reason for the exemption. Statements must be signed and submitted to USF Health Promotion Services using this form.

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Health Insurance And The Affordable Care Act

As of 2019, you will no longer have to pay a penalty on your federal tax return if you’re not insured, as the fine was rescinded for the 2019 tax year, though some states may still have mandates.

Even though there’s no longer a penalty, you’re protecting both your health and your financial status by taking out a health insurance policy.

There are health insurance exchanges or marketplaces in each state that you can use to , or you can look at other options such as your employer’s health care plan or health share ministries.

Move Into Nashville Housing

Orientation is only days away! The best case scenario is to be moved in to your Nashville house or apartment . Remember that any changes in your mailing address and telephone number should immediately be provided to AMCAS and the Office of Admissions, Vanderbilt University School of Medicine. This is particularly important during the summer months prior to registration and enrollment.

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Walnut Man Charged With Insurance Fraud And Perjury

Des Moines – Trent Matthew Suhr, age 36, of Walnut was charged with one count of Insurance Fraud – Presenting False Information and one count of Perjury following an investigation by the Iowa Insurance Divisions Fraud Bureau.

The charges against Suhr stem from an investigation which began in March 2020. According to criminal complaints filed by the Insurance Fraud Bureau, Suhr made false statements in connection with a workers compensation insurance claim and during sworn testimony.

On June 23, 2020, Suhr was arrested by the Pottawattamie County Sheriff’s Office after an arrest warrant was issued by the Pottawattamie County District Court. Suhr was booked into the Pottawattamie County Jail where he is currently in custody on a $5,000 bond. Trial will be set at a future date.

Iowans with information about insurance fraud are encouraged to contact the Iowa Insurance Divisions Fraud Bureau at 515-242-5304.

No additional information will be provided at this time.

Note: A criminal charge is merely an accusation and a defendant is presumed innocent until proven guilty.

Warns of risks of investment fraud among seniors due to increased isolation during COVID-19

Des Moines In recognition of World Elder Abuse Awareness Day on June 15, the Iowa Insurance Division reminds Iowans that heightened isolation and loneliness during the COVID-19 pandemic have created a perfect storm for senior financial exploitation.

What to Watch For:

How You Can Help:

A Technology And Data

Banner Health – A Safe Place for Care
  • EVERFI partners with organizations and educators to transform the way education is delivered.
  • Using cutting edge technology, EVERFI is connecting learning to the real world by delivering research-backed education with a measurable impact.
  • Communities can be better equipped to provide learners with the skills they need for success in the 21st century.
  • Now is the time for the private sector to unite with solutions that yield important societal change.

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    As A Nursing Student I Need Health Insurance How Do I Enroll In Student Health Insurance

    Students who are not requesting a waiver should enroll in the insurance plan within the first thirty days of class by clicking on Enrollment Form here: . After completing the Enrollment Form, students are able to set up an account here: . After an account is set up, the student will have the option of printing an insurance card.

    If a student does not enroll within thirty days or is not approved for a waiver, ABAC will enroll him/her to the program and an insurance card will be mailed to each student. For more information, please visit Inside ABAC Student Accounts .

    ***this Information Is For New Students Starting In The Fall 2021 Semester***

    There are three main steps toward fulfilling all health center requirements for incoming new students. New First-year and Transfer students complete all three. New Graduate students complete steps 1 and 2:

    1. Download the Pre-entrance Immunization Form. Students doctor completes page 1. Student and parent complete page 2.

    2. Register and complete the applicable required Pre-Entrance Medical Forms at the Student Health Center Portal:

    • Immunization History Form complete and submit this form using the Pre-entrance Immunization Form completed by your doctor . After you submit this from, use the Document Upload feature of the Health Portal to upload a copy of your completed Pre-entrance Immunization Form to the portal.
    • Notice of Privacy Practices Form review and submit.
    • Patient Information-Medical History Form complete and submit.
    • Pre-entrance Tuberculosis Screening Form complete and submit.
    • Local Contact Information Form – complete and submit once you confirm your fall 2021 address.
    • Health Insurance Waiver/Enrollment Form complete and submit no later than September 1st. If you are waiving, use the Document Upload feature of the Health Portal to upload a copy of your insurance card.
    • COVID-19 Testing Consent Form review and submit.
    • Community Health and Safety Agreement review and submit .

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    What Is Health Literacy

    In August of 2020, the U.S. government released the Healthy People 2030 initiative, in which health literacy is a central focus. The new definitions, addressing personal and organizational health literacy, are as follows:

    • Personal health literacy is the degree to which individuals have the ability to find, understand, and use information and services to inform health-related decisions and actions for themselves and others.
    • Organizational health literacy is the degree to which organizations equitably enable individuals to find, understand, and use information and services to inform health-related decisions and actions for themselves and others.

    As Healthy People states, these definitions have been changed from ones in the past in order to emphasize peoples ability to use health information , to focus on the ability to make well-informed decisions , to incorporate a public health perspective, and to acknowledge organizations responsibilities in addressing the subject.

    What People Are Saying


    “As a teacher, it is amazing that there are sponsors who make this wonderful tool free for us to use! EVERFI offers quality resources with real-life scenarios for students to make deeper connections.”

    Tonya Nugent, Technology and Computers Teacher, Meads Mill Middle School, MI

    “EVERFI has built a network of partners to help solve these issues, especially in vulnerable communities, and we are proud to be part of the change.”

    Al Ko, CEO, Early Warning Services, LLC, the network operator, Zelle®

    • Learn how to make a difference in your workplace or community today.
    • We help achieve your organization’s goals.
    • Get started with digital learning to meet this moment.

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    How To Teach Critical Health Literacy In High Schools

    Students across the country are the key to a healthier future. Implementing functional healthcare literacy education in schools prepares the next generation to navigate their health, while also equipping students with the knowledge to support their family members who may not have the understanding or resources to navigate the system independently.

    EVERFIs new Healthcare Literacy course for high school students empowers students to develop critical health literacy skills, become advocates for their own health care, and know when and where to ask for help when making health-related decisions. Throughout interactive lessons, students will explore four main topics making healthy choices, health coverage, seeking care, and paying for medical care and gain confidence in navigating the world of healthcare.

    Check out the new Healthcare Literacy course to learn more about how you can start implementing health literacy in your classroom, and for more information on the course, watch this short video.

    Medical Emergencies Can Bankrupt You

    Medical emergencies are very expensive. If you have the misfortune of undergoing a medical emergency without insurance, it is easy to find yourself with a crippling amount of medical debt, and seemingly no way out of the mess.

    If you take good, preventative care of your health, it’s hard to see why you’d really need insurance. However, missing that last stair at home and dislocating an ankle, or having an accident on the ski slope and breaking an arm could cause an injury that costs you thousands of dollars in medical bills, and it can quickly climb higher if you need surgery or any kind of ongoing rehabilitation. Emergency surgeries such as an appendectomy can be very expensive as well.

    You may not be able to work while you’re laid up, and that means that you could lose out on pay as well. Even with insurance, you may find it difficult to pay for health care costs in these instances. It is very hard to pay for medical costs without health insurance, especially if you are checked into a hospital even just overnight.

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    Faculty And Staff Resources

    Most Rensselaer students are not from the immediate Capital Region area, meaning that when they first matriculate and/or return from a semester break, they are leaving many of their support systems,such as family and friends,that they utilize. Although many students quickly establish new and equally effective support systems, a number of students find the various pressures very stressful, sometimes to the point where it interferes with their academic success, emotional well-being, or their ability to take advantage of the educational opportunities available to them at Rensselaer. This lack of support may intensify during common semester “crisis periods” such as mid-term, final exam, or pre-holiday periods. As faculty and staff at Rensselaer, you may encounter these distressed students looking to you for support.

    We understand that there are many factors that are relevant to your willingness to respond, including your particular beliefs about the limits of a faculty or staff member’s responsibility for helping students, or your personal style or philosophy. Other factors such as situational factors , the student’s openness to assistance, and a student’s comfort in seeking out contact, mayhave a substantial effect on the type of interactions you can have with a student.


    Im concerned about a student what should I do?

    Referrals to the Counseling Center


    Drug And Alcohol Abuse Prevention

    A Urologist Explains can you really Peegasm? Is it Safe?!

    In accordance with the Drug-Free Schools and Communities Act Amendments of 1989, Savannah Technical College provides the following information to promote a campus environment free of illicit drug use and alcohol abuse, and to prevent the abuse of alcohol and drugs by students and employees.

    STC has partnered with EverFi, whose mission is to help students address critical life skills such as alcohol abuse prevention and sexual assault prevention in high schools and higher education institutions across the country. Each year over ½ million students complete these courses. As part of our comprehensive prevention efforts for new students, STC expects students to complete AlcoholEdu and Haven during their first semester of enrollment. These online courses are thoughtful and educational programs for adults committed to thinking about their life choices. New students are provided course completion information at the beginning of each semester. More information about AlcoholEdu and Haven can be found at

    No student may engage in the unlawful manufacture, possession, use or distribution of illicit drugs and alcohol on the Savannah Technical Colleges property or as part of any of its sponsored activities.

    Disciplinary Sanctions Imposed by Student Code of Conduct

    STC shall notify the appropriate state/federal funding agency within 10 days after receiving notice of the conviction from the student or otherwise after receiving the actual notice of conviction.

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    Md & Midp Commit To Enroll

    This is the deadline for admitted MD and MIDP students to indicate that they Commit to Enroll at VUSM in the AAMC Choose Your Medicial School tool. When a candidate indicates they Commit to Enroll, the candidate must have withdrawn from all waitlists and from any other acceptances. Failure to comply with this process by midnight Central Time on the stated, may result in the rescission of the candidates acceptance.

    Can’t Work Totaled Car Get Paid

    If you miss work because of an injury you sustained in a car crash that was someone else’s fault, you can expect that person’s insurance company to pay for your lost wages. But their policy will have a limit on the amount you can recoup for lost wages.

    If you’re hit by a driver whose liability limits are not high enough to cover all of your medical expenses and lost wages, you can make a claim under your own underinsured motorist coverage for the remainder, if you have it. If you live in a no-fault state, your PIP coverage will pay for your lost wages up to the limits of your policy.

    When another driver wrecks your car beyond repair, his or her insurance company should pay you the actual cash value of your car before it was totaled. The industry standard definition of actual cash value is “replacement cost” minus “depreciation.” Replacement cost is the amount of money it would take to replace your vehicle with a similar one. Depreciation is the amount of money your car has devalued over time.

    The insurer also should pay for the sales tax on the new vehicle that you purchase with the insurance money. See what to do when your auto insurer totals your car for more information.

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